RBS 2013 Annual Report Download - page 490
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Notes on the consolidated accounts
488
38 Segmental analysis continued
Net Depreciation
interest Non-interest Total Operating and Impairment Operating
income income income expenses amortisation losses profit/(loss)
2012* £m £m £m £m £m £m £m
UK Retail 3,990 979 4,969 (2,549) — (529) 1,891
UK Corporate 2,974 1,749 4,723 (1,916) (173) (838) 1,796
Wealth 720 450 1,170 (882) 1 (46) 243
International Banking 913 1,209 2,122 (1,417) — (111) 594
Ulster Bank 649 196 845 (521) — (1,364) (1,040)
US Retail & Commercial 1,932 1,159 3,091 (2,050) (196) (91) 754
Markets 111 4,372 4,483 (2,707) (230) (37) 1,509
Central items (116) 510 394 364 (634) (40) 84
Core 11,173 10,624 21,797 (11,678) (1,232) (3,056) 5,831
Non-Core 244 44 288 (694) (250) (2,223) (2,879)
Managed basis 11,417 10,668 22,085 (12,372) (1,482) (5,279) 2,952
Reconciling items
Own credit adjustments — (4,649) (4,649) — — — (4,649)
Payment Protection Insurance costs — — — (1,110) — — (1,110)
Interest Rate Hedging Products redress and related costs — — — (700) — — (700)
Regulatory and legal actions — — — (381) — — (381)
Integration and restructuring costs — — — (1,273) (142) — (1,415)
Gain on redemption of own debt — 454 454 — — — 454
Write-down of goodwill — — — (18) — — (18)
A
sset Protection Scheme — (44) (44) — — — (44)
A
mortisation of purchased intangible assets — — — — (178) — (178)
Strategic disposals — 113 113 — — — 113
Bank levy — — — (175) — — (175)
Write-down of other intangible assets — — — (106) — — (106)
RFS Holdings minority interest (15) (3) (18) (2) — — (20)
Statutory basis 11,402 6,539 17,941 (16,137) (1,802) (5,279) (5,277)
*Restated