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Notes on the consolidated accounts
491
2013 2012* 2011*
Inter Inter Inter
External segment Total External segment Total External segment Total
Total revenue £m £m £m £m £m £m £m £m £m
UK Retail 6,444 17 6,461 6,524 869 7,393 6,804 441 7,245
UK Corporate 4,557 83 4,640 4,933 121 5,054 4,985 120 5,105
Wealth 984 635 1,619 1,043 839 1,882 1,026 731 1,757
International Banking 2,222 446 2,668 2,652 470 3,122 3,193 394 3,587
Ulster Bank 1,022 67 1,089 1,076 — 1,076 1,298 104 1,402
US Retail & Commercial 3,208 94 3,302 3,413 132 3,545 3,480 198 3,678
Markets 4,009 4,427 8,436 5,299 5,586 10,885 5,757 7,025 12,782
Central items 2,738 8,676 11,414 2,927 14,249 17,176 2,948 13,136 16,084
Core 25,184 14,445 39,629 27,867 22,266 50,133 29,491 22,149 51,640
Non-Core 948 523 1,471 2,164 815 2,979 3,625 387 4,012
Managed basis 26,132 14,968 41,100 30,031 23,081 53,112 33,116 22,536 55,652
Reconciling items
Own credit adjustments (120) — (120) (4,649) — (4,649) 1,914 — 1,914
Integration and restructuring costs — — — — — — (5) — (5)
Gain on redemption of own debt 175 — 175 454 — 454 255 — 255
A
sset Protection Scheme — — — (44) — (44) (906) — (906)
Strategic disposals 161 — 161 113 — 113 (25) — (25)
RFS Holdings minority interest 110 — 110 (2) — (2) (3) — (3)
Eliminations — (14,968) (14,968) —(23,081) (23,081) — (22,536) (22,536)
Statutory basis 26,458 — 26,458 25,903 — 25,903 34,346 — 34,346
*Restated
2013 2012* 2011*
Cost to Cost to Cost to
acquire fixed acquire fixed acquire fixed
assets and assets and assets and
intangible intangible intangible
Assets Liabilities assets Assets Liabilities assets Assets Liabilities assets
Total assets £m £m £m £m £m £m £m £m £m
UK Retail 117,577 116,283 —117,411 109,307 — 114,469 103,748 —
UK Corporate 104,985 127,123 83 110,158 129,618 345 114,237 129,231 712
Wealth 21,101 37,566 27 21,484 39,437 51 21,716 39,052 65
International Banking 48,526 46,776 33 53,091 52,582 24 69,987 68,086 18
Ulster Bank 28,170 27,028 11 30,754 28,745 4 34,810 27,782 45
US Retail & Commercial 71,738 61,284 267 72,902 63,112 308 76,095 67,376 271
Markets 495,106 462,207 475 714,303 694,747 366 826,947 835,710 1,553
Central items 108,569 84,040 842 115,239 104,601 991 130,164 133,011 960
Core 995,772 962,307 1,738 1,235,342 1,222,149 2,089 1,388,425 1,403,996 3,624
Non-Core 31,197 6,119 18 63,418 9,859 169 104,726 18,220 841
1,026,969 968,426 1,756 1,298,760 1,232,008 2,258 1,493,151 1,422,216 4,465
Reconciling items
Direct Line Group — — — 12,697 9,267 275 12,912 8,077 99
RFS Holdings minority interest 909 237 —838 572 — 804 521 —
1,027,878 968,663 1,756 1,312,295 1,241,847 2,533 1,506,867 1,430,814 4,564
*Restated