RBS 2013 Annual Report Download - page 561
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Index
559
Financial instruments
Accounting policies 381
Critical accounting policies 388
Notes on the consolidated accounts 406
Parent company notes 502
Financial Services Compensation Scheme 473
Financial summary 509
Forbearance 516
Forward-looking statements 103
Glossary of terms 549
Going concern
Report of the directors 96
Goodwill
Critical accounting policies 387
Notes on the consolidated accounts 443
Group Performance and Remuneration Committee
Directors’ remuneration report 69
Letter from the Chair of the Group Performance and
Remuneration Committee 66
Impairment
Accounting policies 382
Business review 127
Critical accounting policies 388
Notes on the consolidated accounts 436
Income statement
Business review 110
Consolidated 370
Parent company 501
Insurance claims
Accounting polices 381
Insurance premium income
Accounting policies 381
Intangible assets
Accounting policies 379
Segmental analysis of goodwill 492
Notes on the consolidated accounts 443
Interest Rate Hedging Products redress and related costs
Notes on the consolidated accounts 393
Critical accounting policies 387
International Banking 15,104,140,486
Investigations and reviews 476
Litigation 474
Loans and advances
Loans and advances to banks 406
Loans and advances to customers 406
Markets 18,104,150,486
Material contracts 521
Net interest income
Business review 115
Notes on the consolidated accounts 391
Non-Core 19,104,154,486
Non-interest income
Business review 122
Notes on the consolidated accounts 392
Operating expenses
Business review 124
Notes on the consolidated accounts 393
Parent company
Balance sheet 497
Cash flow statement 500
Income statement 501
Statement of changes in equity 498
Statement of comprehensive income 501
Notes 501
Payment Protection Insurance
Notes on the consolidated accounts 393
Critical accounting policies 387
Pensions
Accounting policies 378
Critical accounting policies 386
Notes on the consolidated accounts 398
Pension risk 356
Post balance sheet events 496
Potential problem loans 515
Presentation of information 101
Principal risks and uncertainties
Risk factors 107,523
Principal subsidiaries 505
Property, plant and equipment
Accounting policies 379
Notes on the consolidated accounts 446