RBS 2013 Annual Report Download - page 224
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Business review Risk and balance sheet management
222
Funding risk continued
Maturity analysis continued
Other than held-for-trading (HFT)
Total
Less than 6 months More than excluding
1 month 1-3 months 3-6 months -1 year Subtotal 1-3 years 3-5 years 5 years HFT HFT Total
2012 £m £m £m £m £m £m £m £m £m £m £m
Cash and balances at central banks 79,308 — — — 79,308 — — — 79,308 — 79,308
Bank reverse repos 1,302 87 — — 1,389 — — — 1,389 33,394 34,783
Customer reverse repos 22 — — — 22 — — — 22 70,025 70,047
Loans to banks 14,519 1,879 1,005 206 17,609 269 35 102 18,015 13,265 31,280
Loans to customers
- Personal 11,521 2,297 1,815 3,301 18,934 10,432 13,437 134,124 176,927 668 177,595
- Corporate 22,697 13,751 14,464 21,363 72,275 43,658 36,835 52,426 205,194 7,284 212,478
- Financial Institutions 6,665 2,276 2,990 2,713 14,644 4,413 2,658 3,274 24,989 16,889 41,878
Debt securities 2,206 1,869 1,279 1,676 7,030 11,847 17,929 49,478 86,284 78,340 164,624
Equity shares — — — — — — — 1,908 1,908 13,329 15,237
Settlement balances 5,741 — — — 5,741 — — — 5,741 — 5,741
Derivatives — 571 626 1,252 2,449 3,803 1,879 508 8,639 433,279 441,918
Other assets 72 28 32 106 238 31 38 617 924 — 924
Total financial assets 144,053 22,758 22,211 30,617 219,639 74,453 72,811 242,437 609,340 666,473 1,275,813
Bank repos 3,551 3,261 — — 6,812 1,150 — — 7,962 36,370 44,332
Customer repos 2,733 3,083 — — 5,816 — — — 5,816 82,224 88,040
Deposits by banks 15,046 1,409 564 489 17,508 7,127 336 1,532 26,503 30,571 57,074
Customer accounts
- Personal 150,310 6,846 5,904 11,466 174,526 11,936 2,267 93 188,822 431 189,253
- Corporate 162,472 5,264 2,196 3,017 172,949 5,935 1,182 1,202 181,268 2,393 183,661
- Financial Institutions 46,375 2,663 173 1,163 50,374 1,077 211 163 51,825 9,253 61,078
Debt securities in issue 2,248 2,639 7,996 6,263 19,146 21,220 12,038 31,309 83,713 10,879 94,592
Settlement balances 5,875 — — — 5,875 3 — — 5,878 — 5,878
Short positions — — — — — — — — — 27,591 27,591
Derivatives — 310 251 501 1,062 1,790 1,262 1,682 5,796 428,544 434,340
Subordinated liabilities 231 184 1,352 620 2,387 7,070 862 16,983 27,302 — 27,302
Other liabilities 1,684 — — — 1,684 8 1 3 1,696 — 1,696
Total financial liabilities 390,525 25,659 18,436 23,519 458,139 57,316 18,159 52,967 586,581 628,256 1,214,837