RBS 2013 Annual Report Download - page 279
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Business review Risk and balance sheet management
277
Reverse Securities Other Balance Exposure
repos Lending Debt Equity Derivatives financial assets sheet value Offset (1) post offset
2011 £m £m £m £m £m £m £m £m £m
UK
Central and local government 2,130 8,037 77,831 — 5,282 548 93,828 (1,098) 92,730
Financial institutions - banks 25,204 29,793 1,950 1,562 258,321 40,396 357,226 (271,500) 85,726
- other (2) 39,154 35,381 25,954 1,676 43,327 3,259 148,751 (59,160) 89,591
Personal - mortgages — 106,388 — — — — 106,388 — 106,388
- unsecured — 22,008 — — — 24 22,032 (7) 22,025
Property — 60,041 278 137 4,332 — 64,788 (1,265) 63,523
Construction — 7,589 20 26 895 — 8,530 (1,115) 7,415
Manufacturing 254 10,983 499 1,908 2,259 — 15,903 (2,205) 13,698
Finance leases and instalment credit — 11,216 1 2 73 — 11,292 (16) 11,276
Retail, wholesale and repairs — 13,237 574 2,616 952 18 17,397 (1,647) 15,750
Transport and storage 436 12,155 145 67 2,217 — 15,020 (200) 14,820
Health, education and leisure — 12,291 72 8 756 — 13,127 (965) 12,162
Hotels and restaurants — 6,734 23 — 664 — 7,421 (178) 7,243
Utilities — 3,398 1,150 513 3,207 30 8,298 (450) 7,848
Other 126 19,116 2,395 4,704 4,105 593 31,039 (947) 30,092
Total gross of provisions 67,304 358,367 110,892 13,219 326,390 44,868 921,040 (340,753) 580,287
Provisions — (10,103) (1,170) (141) — — (11,414) n/a (11,414)
Total 67,304 348,264 109,722 13,078 326,390 44,868 909,626 (340,753) 568,873
US
Central and local government — 191 22,936 — 9 1 23,137 — 23,137
Financial institutions - banks 7,289 711 1,245 443 111,240 29,426 150,354 (108,060) 42,294
- other (2) 17,368 9,334 29,885 560 54,639 3,510 115,296 (60,556) 54,740
Personal - mortgages — 23,237 — — — — 23,237 — 23,237
- unsecured — 8,441 — — — — 8,441 — 8,441
Property — 3,783 26 23 38 — 3,870 — 3,870
Construction — 457 21 3 11 — 492 — 492
Manufacturing — 6,824 101 12 452 — 7,389 — 7,389
Finance leases and instalment credit — 2,471 17 — — — 2,488 — 2,488
Retail, wholesale and repairs — 5,073 52 — 63 — 5,188 — 5,188
Transport and storage — 2,769 26 1 1,084 — 3,880 — 3,880
Health, education and leisure — 3,034 74 4 93 — 3,205 — 3,205
Hotels and restaurants — 684 93 3 1 — 781 — 781
Utilities — 1,061 243 16 322 — 1,642 — 1,642
Other 29 5,574 695 103 1,436 — 7,837 — 7,837
Total gross of provisions 24,686 73,644 55,414 1,168 169,388 32,937 357,237 (168,616) 188,621
Provisions — (1,303) — — — — (1,303) n/a (1,303)
Total 24,686 72,341 55,414 1,168 169,388 32,937 355,934 (168,616) 187,318
For the notes to these tables refer to page 278.