RBS 2013 Annual Report Download - page 276
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Business review Risk and balance sheet management
274
Balance sheet analysis continued
Financial assets continued
Reverse Securities Other Balance Exposure
repos Lending Debt Equity Derivatives financial assets sheet value Offset (1) post offset
2013 £m £m £m £m £m £m £m £m £m
Europe
Central and local government — 778 21,465 — 53 — 22,296 — 22,296
Financial institutions - banks 658 2,331 3,727 1 50 7,133 13,900 — 13,900
- other (2) — 1,434 3,975 93 46 4 5,552 — 5,552
Personal - mortgages — 17,540 — — — — 17,540 — 17,540
- unsecured — 1,267 — — — 3 1,270 — 1,270
Property — 13,177 — 31 25 — 13,233 (5) 13,228
Construction — 979 — — — — 979 (20) 959
Manufacturing — 3,618 25 3 26 22 3,694 (9) 3,685
Finance leases and instalment credit — 378 — — — — 378 — 378
Retail, wholesale and repairs — 2,840 — — 27 — 2,867 (21) 2,846
Transport and storage — 5,269 — — 16 — 5,285 (5) 5,280
Health, education and leisure — 1,080 9 1 2 — 1,092 (6) 1,086
Hotels and restaurants — 1,180 — — — — 1,180 (4) 1,176
Utilities — 1,670 6 — 40 — 1,716 — 1,716
Other — 4,373 136 47 31 — 4,587 (52) 4,535
Total gross of provisions 658 57,914 29,343 176 316 7,162 95,569 (122) 95,447
Provisions — (13,109) (30) (5) — — (13,144) n/a (13,144)
Total 658 44,805 29,313 171 316 7,162 82,425 (122) 82,303
RoW
Central and local government — 677 11,760 — 119 235 12,791 (70) 12,721
Financial institutions - banks 3,364 6,766 777 72 14,625 1,997 27,601 (11,846) 15,755
- other (2) 11,517 1,669 60 51 3,784 331 17,412 (3,442) 13,970
Personal - mortgages — 577 — — — — 577 — 577
- unsecured — 1,073 — — — — 1,073 — 1,073
Property — 584 139 3 20 — 746 (1) 745
Construction — 348 — 3 35 — 386 (4) 382
Manufacturing — 2,902 2 9 129 — 3,042 (46) 2,996
Finance leases and instalment credit — 129 3 — 1 — 133 (1) 132
Retail, wholesale and repairs — 1,016 3 22 99 — 1,140 (27) 1,113
Transport and storage — 702 82 6 154 — 944 (17) 927
Health, education and leisure — 188 — 4 4 — 196 — 196
Hotels and restaurants — 60 — — — — 60 — 60
Utilities — 535 15 3 182 23 758 (10) 748
Other — 3,585 82 78 216 3 3,964 (79) 3,885
Total gross of provisions 14,881 20,811 12,923 251 19,368 2,589 70,823 (15,543) 55,280
Provisions — (261) — — — — (261) n/a (261)
Total 14,881 20,550 12,923 251 19,368 2,589 70,562 (15,543) 55,019
For the notes to these tables refer to page 278.