RBS 2013 Annual Report Download - page 159
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Business review
157
2013 2012 2011
Impairment losses by donating division and sector £m £m £m
UK Retail
Mortgages — — 5
Personal (1) 4 (27)
Total UK Retail (1) 4 (22)
UK Corporate
Manufacturing and infrastructure 60 19 76
Property and construction 228 88 224
Transport 40 16 52
Financial institutions (8) (38) 5
Lombard (4) 48 75
Other 40 107 96
Total UK Corporate 356 240 528
Ulster Bank
Mortgages
Commercial real estate
- investment 837 288 609
- development 1,836 611 1,552
Other corporate 345 77 173
Other EMEA 9 7 15
Total Ulster Bank 3,027 983 2,349
US Retail & Commercial
A
uto and consume
r
55 49 58
Cards — 1 (9)
SBO/home equity 83 130 201
Residential mortgages 12 21 16
Commercial real estate 9 (12) 40
Commercial and other (3) (12) (3)
Total US Retail & Commercial 156 177 303
International Banking
Manufacturing and infrastructure (42) 3 57
Property and construction 835 623 752
Transport 26 199 (3)
Telecoms, media and technology 24 32 68
Banking and financial institutions (49) (58) (98)
Other 245 18 (19)
Total International Banking 1,039 817 757
Other
Wealth (1) 1 1
Central items — 1 1
Total Other (1) 2 2
Total impairment losses 4,576 2,223 3,917
Of which RCR related (1) 3,118 — —
Note:
(1) Pertaining to the creation of RCR and related strategy.