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Notes on the consolidated accounts
490
38 Segmental analysis continued
2013 2012* 2011*
Inter Inter Inter
External segment Total External segment Total External segment Total
Total income £m £m £m £m £m £m £m £m £m
UK Retail 4,925 12 4,937 5,054 (85) 4,969 5,550 (42) 5,508
UK Corporate 4,814 (347) 4,467 5,247 (524) 4,723 5,373 (510) 4,863
Wealth 601 492 1,093 492 678 1,170 492 612 1,104
International Banking 1,997 (149) 1,848 2,329 (207) 2,122 2,720 (165) 2,555
Ulster Bank 748 123 871 768 77 845 968 (21) 947
US Retail & Commercial 2,907 82 2,989 2,967 124 3,091 2,843 188 3,031
Markets 2,865 457 3,322 3,859 624 4,483 4,072 343 4,415
Central items 539 (278) 261 263 131 394 (899) 926 27
Core 19,396 392 19,788 20,979 818 21,797 21,119 1,331 22,450
Non-Core 44 (390) (346) 1,104 (816) 288 2,305 (1,331) 974
Managed basis 19,440 2 19,442 22,083 2 22,085 23,424 — 23,424
Reconciling items
Own credit adjustments (120) — (120) (4,649) — (4,649) 1,914 — 1,914
Integration and restructuring costs — — — — — — (5) — (5)
Gain on redemption of own debt 175 — 175 454 — 454 255 — 255
A
sset Protection Scheme — — — (44) — (44) (906) — (906)
Strategic disposals 161 — 161 113 — 113 (25) — (25)
RFS Holdings minority interest 101 (2) 99 (16) (2) (18) (6) — (6)
Statutory basis 19,757 — 19,757 17,941 — 17,941 24,651 — 24,651
*Restated